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Who Does Private Nursing Help?
Again, patients hiring private nurses start with receiving the direction and prescription to do so from
their doctor. Patients may be directed to have continuous nursing services that cannot be provided
effectively in a hospital or care center. Or, patients may just need regular monitoring and occasional
assistance with partial nursing services. It may even be a timing issue that the services are needed at a
certain time of day when many regular care centers are closed (i.e. at night or on weekends).
Consumers Need to Check Who Pays
For most consumers, the idea of private nursing is some distant thing that either the rich receive as a
service or those who are seniors or in government programs. If you’re younger than 60, most
consumers tend to rely on their own resources. That usually means whatever services are covered by a
typical health insurance maintenance plan (HMO), which isn’t much in the way of long-term assisted
care.
For seniors, there is some assistance for them and their assisting parties (relatives) through Medicare,
but this help is limited in nature and usually only provides partial care in a given day (i.e. 8 hours out of
a 24 hour day or a number of hours per week within a set time period).
Some employees, if they can afford it,
have paid for long-term care plans
through their work benefits which usually
charge $100 a month for an insurance-
type coverage should the care need arise.
This benefit is frequently capped at
approximately $200 a day in costs to
provide home assistance.
Note, it is not guaranteed to provide a
private nurse, just some kind of paid
assistance.
administrator.